INSURANCE CLAIMS AND damage to your home and property

No pagues ese techo?!

A Miami-based attorney cautions, "No pague ese ticket!"  Does this apply to your property damage? As restoration efforts begin, many people are wondering whether they should make a claim.  I'm often asked, "does homeowner's insurance cover this type of loss?" The question of what is covered by insurance depends on each homeowner's policy, and should be reviewed by an attorney.  Keep in mind, insurance companies have their own attorneys working for them who will make their own determination about what is covered.  Hiring an attorney means someone will review these issues for you.

Assuming the policy provides coverage for the loss, the second question I'm usually asked is "how much is my claim worth?"  Once you report a claim to your insurance company, the insurance company will send an adjuster to determine how much the insurance company will pay.  It is important to remember that this adjuster works for the insurance company, not for you.  It's always a good idea to get at least one, if not several, quotes from contractors who are willing to do repairs to your home.  Always ask for identification from contractors and look up their license number.  After natural disasters, many contractors come to Florida looking for work.  You want to make sure you are getting quotes from someone who will actually do these repairs for the price they quoted.

Hiring a lawyer right away gives your attorney the greatest opportunity to guide you through these complex issues.  An attorney can help you understand your insurance policy, evaluate the condition of your property and negotiate on your behalf with insurance carriers.  If you need any help with your property damage claims, contact Jiron Law today.